Carat from Fiserv

New York, NY
United States
http://www.carat.fiserv.com/en-us/

Booth: 5909, MR6908, MR6910

Home
Products

Carat is the global commerce operating system from Fiserv. It’s the services, connections, and applications enterprise-sized companies use to run their business. Carat enables our clients to imagine and realize innovative payment-related experiences that drive revenue growth such as pay by plate, staged white label wallets, and digital payouts. By leveraging the unique global data pool from thousands of financial institutions and millions of merchants that process across Fiserv systems, Carat optimizes commerce by improving payment outcomes, lowering costs, and reducing fraud. Carat enables payments in more than 150 countries with global wallets and local payment methods along with an extensive list of alternative payments such as pay-by-bank, buy now pay later, and online EBT.

In 2022, Carat was recognized as an industry leader among merchant payment providers by Forrester Research, named Omnichannel Provider of the Year by The Strawhecker Group, and powered the innovative experiences that led Fiserv to be selected as a World’s Most Innovative Company by Fast Company.

Products

Payment Enablement

Carat helps merchants engage customers by offering more choice with localized omnichannel experiences. Carat can simplify global payment models by allowing merchants to consolidate acquiring partners, bank sponsors, and funding sources.
... More Info Less Info

Giving customers more options to pay in a consistent and seamless way can be complex, especially on a global scale. Carat helps merchants engage customers by offering more choice with localized omnichannel experiences. Carat can simplify global payment models by allowing merchants to consolidate acquiring partners, bank sponsors, and funding sources. With support in 150+ countries, 50+ countries with local acquiring, the world’s most popular wallets and local payment methods, our technology stack can help scale operations while providing customers familiar purchasing experiences.

Commerce Optimization

Improve payment outcomes, reduce cost and provide a frictionless payment experience for your customers. With Carat, you can increase approval rates, reduce declines and fraud, and enhance debit performance resulting in lower cost of payments.... More Info Less Info

Improve payment outcomes, reduce cost and provide a frictionless payment experience for your customers. Our proven technology, strong card brand and issuer partnerships, creates a unique global data pool that to optimize commerce. With Carat, you can increase approval rates, reduce declines and fraud, and enhance debit performance resulting in lower cost of payments.

Omnichannel Commerce Experiences

Carat allows retailers to create innovative omnichannel payment experiences such as Buy Online, Pick-up In Store (BOPIS), Scan and Go, and Delivery Optimization, on a global scale.... More Info Less Info

Create innovative omnichannel payment experiences such as Buy Online, Pick-up In Store (BOPIS), Scan and Go, and Delivery Optimization, on a global scale.

Fraud Mitigation

Carat builds custom models, specifically created for each merchant. Carat proactively prevents fraud by utilizing link analysis to precisely and instantaneously map connections between customers.... More Info Less Info

Fraud prevention is not a “one size fits all” endeavor. Each business requires a unique approach to optimize their efforts against potential threats. Carat builds custom models, specifically created for each merchant, to ensure we approve more good customers, block more bad actors and minimize the number of reviews – simultaneously. Carat proactively prevents fraud by utilizing link analysis to precisely and instantaneously map connections between customers. Our Fraud Mitigation solution delivers unparalleled results, including an average reduction in chargebacks of 70%+.

Carat from Fiserv

Products

Categories

Send Mail